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4 Beds
4 Baths
3,379 sqft

$1,489,900

971 PHILLIPS DRIVE, ARNOLD MD, 21012

Price per sqft$440.93
Built in1964
Property size3,379 sqft
Property typeResidential

Overview

Pending

Pending-bright

Listed Sep 20, 2026

Updated 3h ago

Nestled in a tranquil waterfront setting at the end of a no-through street, this beautiful Arnold home offers stunning water views, exceptional living spaces, and quick access to the Chesapeake Bay, making it a dream for boating enthusiasts. Recently refreshed with a newly renovated primary bath and fresh, warm white neutral paint throughout much of the home, this special waterfront property is ready to be enjoyed. From the moment you step into the foyer, you are greeted by breathtaking views of the water that extend throughout the main living areas. The open concept floor plan is ideal for everyday living and entertaining. The thoughtfully designed kitchen features a 48-inch Wolf range with custom hood, built-in Wolf microwave, expansive center island, walk-in pantry, abundant cabinetry, and a dedicated beverage center complete with ice maker and under-counter refrigerator. The kitchen flows seamlessly into the dining area and family room with cozy fireplace. A wall of windows frames the serene waterfront setting and surrounding natural beauty. Step outside to the waterfront deck, perfectly positioned off the family room and dining area, offering an ideal space for relaxing or entertaining while enjoying the peaceful views. A main level bedroom, which also functions beautifully as a home office, is conveniently located adjacent to a full hall bath, providing an excellent option for guests or those seeking first floor accessibility. Hardwood flooring extends throughout both the main and upper levels. Upstairs, the spacious primary suite enjoys expansive water views and features a gorgeous, newly renovated primary bath with brand new tile, a new double vanity and new bathroom fixtures, along with a soaking tub overlooking the water and a separate tiled shower. A custom walk in closet with built-in organizers completes the suite. Two additional generously sized bedrooms, a hall bath with a thoughtfully designed layout featuring two vanities, and convenient second floor laundry complete the upper level. The fully finished lower level offers excellent flexibility with a spacious recreation room with fireplace, a kitchenette featuring a microwave, bar sink and under counter refrigerator, a full bath, and natural light from the windows. Outside, the fenced rear yard provides space for children and pets to play. Boating enthusiasts will appreciate the private pier equipped with an electric boat lift, two personal watercraft lifts, and a floating dock section ideal for crabbing, fishing, kayaking, launching paddleboards, or simply enjoying life on the water. With quick access to the Chesapeake Bay, you can spend more time cruising, fishing, waterfront dining, and exploring the Bay's countless destinations. A three car garage provides ample parking and storage. Additional improvements and amenities include fresh, warm white neutral paint throughout much of the home, a propane whole house generator providing reliable backup power during outages, as well as a furnace and heat pump installed in 2021. Residents also have the option to join the voluntary Shore Acres Community Association, which offers access to a boat ramp, waterfront picnic area, basketball court, clubhouse and playground. Surrounded by nature and offering peaceful waterfront views from nearly every angle, this exceptional property presents a rare opportunity to enjoy the best of waterfront living with the convenience of easy commutes to Baltimore and Annapolis and quick access to the Chesapeake Bay. Don't miss the opportunity to make this beautiful waterfront property your home and enjoy all that waterfront living has to offer.

$9,912/mo

Est. mortgage payment based on a $1,489,900 home price.

All estimates are provided by Luxury Presence for informational purposes only. Actual amounts may vary.

Additional information

MLS® ID
MDAA2148734

Interior Features

Bedrooms
4
Bathrooms
4
Fireplace
Yes
Cooling
Yes
Heating
Yes
Basement
Yes

Exterior Features

Lot Size
0.33 Acres

Other Property Details

Taxes
$12,076
Tax Frequency
Annually
Garage
Yes
View
Yes
Waterfront
Yes
55+/Senior Community
No
MLS provider logo

Listed by May Realty
Listing Contact: 4105331726 

The IDX display contains information sourced from the Bright MLS, Inc. as of 9/20/2026. This data is intended solely for personal, non-commercial use and is not to be utilized for any other purposes except to identify potential properties for purchase. Although the MLS data displayed is typically considered reliable, it is not guaranteed to be accurate by the MLS. Buyers are responsible for verifying the accuracy of all information and are advised to conduct their own investigations or seek professional assistance. Other sources besides the Listing Agent may have contributed to the MLS data presented. Unless expressly specified in writing, the Broker/Agent has not confirmed any information obtained from external sources. The Broker/Agent may or may not have acted as the Listing and/or Selling Agent and cannot guarantee the accuracy of property locations displayed on any map. Any compensation offers are solely made to participants of the MLS where the listing is registered.

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Data last updated on 9/20/2026 at 3:02 AM UTC

 

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